If you’re a first-time homebuyer, congratulations—you’re about to take an exciting step! Once you’ve saved your down payment, your next move should be getting pre-qualified and pre-approved for mortgage financing. While this isn’t a final mortgage approval, it gives you a strong head start. It also allows you to secure a rate and term for up to 120 days while you search for your home.

It’s tempting to start shopping at the top of your approved budget, but it’s important to leave room for additional expenses, such as mandatory closing costs and potential moving or maintenance costs. Giving yourself a financial cushion is always a smart move.

As your dedicated mortgage professional, I’m here to guide you through each step—from pre-qualification to pre-approval to securing the right financing. I’ll help you find the best mortgage product and rate that fits your needs.

I also work with a network of trusted professionals and can connect you with a realtor who will advocate for you, help you navigate the market, and avoid potential roadblocks.

When you’re ready to take the next step, I’d be honoured to help you start your journey to homeownership.

Let’s make your dream home a reality!